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An Expensive Lesson

January 25th, 2007 at 05:06 pm

I have been soooo busy lately. I have not been on top of things since right before Christmas and it�s really taking its toll. We are eating out a lot again and just spending way too much on food. I had been on top of the coupon thing but haven�t had time (and I do find it somewhat time-consuming). We also bounced a bunch of transactions last week and were charged $480 for doing so. Question�why didn�t the bank just refuse the charges (like the good old days) and not allow you to spend more? Answer� because they will charge you $32 per transaction. I am taking full responsibility for this. It has been years and years since we�ve bounced anything. I knew we were cutting it close but when I checked online it didn�t look that bad and I transferred $$ right away. Well, the online stuff is not very accurate and the problem had already occurred by the time I transferred some $$. SO FRUSTRATING. Who has an extra $480 lying around to give to the bank? It�s not like I have a chronic problem with this. They did call me and say they would cut the fees in half ($240). I guess it�s better than nothing. So I will spend my weekend catching up and figuring out just how bad things are. I�m sure we will be able to cover everything, but we really need to stop the bleeding. My online class ends this week so I will have more time/energy to devote to getting back on track. Sigh�.

4 Responses to “An Expensive Lesson”

  1. living_in_oz Says:
    1169745226

    ouch!

  2. fairy74 Says:
    1169751283

    Good luck getting back in the swing of things Smile

  3. Ima saver Says:
    1169755509

    Sorry to hear that, glad they cut you a little slack!

  4. LuxLiving Says:
    1169771610

    nice bank!

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