We did it, we locked in to refinance. We paid a couple of points to get the rate down. When we crunched the numbers, this made sense to us. Our mortgage payment is going up by $140/month. We knew this was going to happen. If we hadn’t refinanced, the payment was going to go up by $240 and that would have difficult to absorb. After some research and getting some quotes, we went ahead and refinanced with our current lender. Besides getting the best deal that I could find it will be super easy b/c we qualified for no income/asset verification and the appraisal was waived. So, we are scheduled to close next Tuesday. The person will come to our house and all we have to do is sign, sign, sign. I also inquired about making biweekly payments and I’m going to go ahead and set that up when everything is in place.
Gas is about $3.45 here. At this rate I can barely afford to go back and forth to work and it’s even worse for DH who has a long commute. I stopped at a ‘convenience store’ for milk yesterday and was charged $5.45!!!!! Had we not been completely out I would have left it there. I was going to go to the grocery store but we really didn’t need anything else and it’s not really on my way home. There is a little hole in the wall place on my way home that I’d never been to. So, instead of going out of my way I decided to stop at this ‘store’ to just pick up a gallon of milk. Lesson learned, I will never go there again. Then again, with gas prices what they are I probably would have spent on gas what I was overcharged. HIGHWAY ROBBERY I do believe that over the weekend a gallon of 2% was $3.05. At Kroger it is generally $3.92 and Walmart near home is $3.66, Walmart near work is $3.77. Note to self: pick up a gallon of milk if near Costco whether we need it right then or not. We go through a lot of milk and it definitely won’t go to waste.
Mortgage Shmortgage & Milk Money
April 23rd, 2008 at 08:32 pm
April 23rd, 2008 at 09:24 pm 1208982245
April 23rd, 2008 at 09:35 pm 1208982931
April 23rd, 2008 at 10:24 pm 1208985860
BTW--I paid $3.49/gallon for gas yesterday, up .10 cents/gallon in 3 days!!! Yikes!
April 24th, 2008 at 05:30 pm 1209054609
Gas here is hovering in the $3.65+ range. However, CVS has milk for $2.79 a gallon in addition to Kroger which has it 2/$5.
BTW, for the past month or two, Aldi has been selling milk for $2.79 a gallon.