39.42 beginning
+19 for dinners/lunches eaten in for the past 11 days (ate out 3 times within 2 days over the weekend)
+3 for exercise (slacking on that one)
=61.42

37.42
+ 1 for lunch in
+ 1 fod dinner in
=39.42

=34.42
+$1 for lunch in Tues
+$1 for dinner in Tues
+$1 for dinner in today
= $37.42

I didn't buy lunch today, it was company paid for. I don't think that warrants and extra dollar. I also didn't get any walking in b/c I got out of work late last night and had to give ds a bath so no time before bedtime. Tonight I had to pick up DH from the airport. I doubt I'll get a walk in tomorrow b/c we will have guests from out of town.

However, I've had 2 no spend days in a row!!

$31.18 Beginning
+$1 for lunch in
+$1 for dinner in
+$1 for walking
+.24 in pennies found in desk drawer at work
=$34.42

Beg 27.41
+$1 for lunch in
+$1 for dinner in
+$1 for walking
+.77 found in gues bedroom
=$31.18

Woohoo, it's adding up!

Beg: $26.41
+$1 eating lunch in
+$1 eating dinner in
-$1 for buying a bag of popcorn
=$27.41

Only +$2 today. I didn't get out for a walk today.

$24.37 beg bal
+1 eating lunch in
+1 eating dinner in
+.05 found in my desk drawer
=$26.42

+$1 for making my own lunch
+$1 for making my own dinner
+$1 for walking tonight.

I think that brings me to $24.37

I'm glad another poster asked the question about the 20 dollar challenge so now I know what it's all about. Might as well jump in. I'm starting tonight. I don't use many coupons so that will make it tough b/c it seems many people take the savings from those. I guess that gives me incentive to find some. I will give myself $1 for any lunch or dinner not eaten out. I will deduct $1 for every lunch or dinner I eat out. I don't have much control over DH so I will not include him as he eats out lunch alot and there's not much I can do about it. But I DO have control over my lunch and OUR dinner. So that will be my criteria. I will also give myself $1 for everytime I exercise, whether it's taking DS for a long walk or a regular workout. So today...

$20 to start with
+.37 for stamp saved sending birthday gift early with DH instead of mailing it later
-$1 for lunch eaten out
+$1 for dinner eaten in
+$1 for taking ds for a long walk
=$21.37 total

I will try to keep a monthly total and then 'pay' myself at the end of the month.

It sure will be interesting to see how this all adds up.