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You Have To Crawl Before You Can Walk

May 15th, 2008 at 06:50 am

Ok, I’m not even crawling yet. What do you call it when a baby can’t get up on all fours yet, but lies on his stomach waving arms and legs wildly hoping to propel himself forward? That’s where I am.

I’m *almost* caught up entering expenses into Money. Keeping on top of that always motivates me. I got the paperwork to transfer my other 401K into a rollover IRA. We closed on our refinance last night and as soon as it is available online I’m going to sign up for biweekly payments. Now I just need to open 529 accts for my boys. Slowly but surely I’m making progress.

In other news my baby will be 6 months on Saturday. How did that happen? I bought a sweet potato and I’m going to start him on solids this weekend. Maybe it will help him sleep through the night. I probably shouldn’t get my hopes up.

Posted in Uncategorized | 4 Comments »

4 Responses to “You Have To Crawl Before You Can Walk”

  1. honeichild Says:
    May 15th, 2008 at 07:00 am

    One day at a time!

    And yes, the babies do grow so fast.

  2. mooshocker Says:
    May 15th, 2008 at 07:33 am

    Word of caution!!!! Stay away from bi-weekly mtg payments. You stand comitted to that schedule no matter what happens to your income and you can accomplish the same thing by making one extra payment per year toward the principal, on your own terms. I see bi-weekly payments as a way to pay down the mtg, but again, you can accomplish the same thing by making 13 payments per year. Also, if you have an extra $10 or $20 bucks, you throw it on as well. Good luck and God bless.

  3. NJDebbie Says:
    May 15th, 2008 at 04:19 pm

    I agree with mooshocker. I looked into the bi-weekly mtg payment, but the cost to do this was $350. I said, heck no. I can do this myself without giving the bank another nickel. Figure it out yourself and make the extra payment. After a while you'll start writing the check for the extra $$ automatically. That one time fee to set-up bi weekly payments is a rip-off.

  4. klbb90 Says:
    May 15th, 2008 at 06:14 pm

    One step at a time, keep up the good work! You'll get there and the baby will sleep through the night by the time he's 18. LOL. Mine still gets up once night and he is 17. We just trained him to take care of business himself in a safe manner. But I have met parents of children who stay asleep all night.

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