<< Back to all Blogs
Login or Create your own free blog
Home > Mortgage Shmortgage & Milk Money

Mortgage Shmortgage & Milk Money

April 23rd, 2008 at 12:32 pm

We did it, we locked in to refinance. We paid a couple of points to get the rate down. When we crunched the numbers, this made sense to us. Our mortgage payment is going up by $140/month. We knew this was going to happen. If we hadn’t refinanced, the payment was going to go up by $240 and that would have difficult to absorb. After some research and getting some quotes, we went ahead and refinanced with our current lender. Besides getting the best deal that I could find it will be super easy b/c we qualified for no income/asset verification and the appraisal was waived. So, we are scheduled to close next Tuesday. The person will come to our house and all we have to do is sign, sign, sign. I also inquired about making biweekly payments and I’m going to go ahead and set that up when everything is in place.

Gas is about $3.45 here. At this rate I can barely afford to go back and forth to work and it’s even worse for DH who has a long commute. I stopped at a ‘convenience store’ for milk yesterday and was charged $5.45!!!!! Had we not been completely out I would have left it there. I was going to go to the grocery store but we really didn’t need anything else and it’s not really on my way home. There is a little hole in the wall place on my way home that I’d never been to. So, instead of going out of my way I decided to stop at this ‘store’ to just pick up a gallon of milk. Lesson learned, I will never go there again. Then again, with gas prices what they are I probably would have spent on gas what I was overcharged. HIGHWAY ROBBERY I do believe that over the weekend a gallon of 2% was $3.05. At Kroger it is generally $3.92 and Walmart near home is $3.66, Walmart near work is $3.77. Note to self: pick up a gallon of milk if near Costco whether we need it right then or not. We go through a lot of milk and it definitely won’t go to waste.

4 Responses to “Mortgage Shmortgage & Milk Money”

  1. Petunia Says:

    Sounds like you made a good, well-thought-out decision on your mortgage. Good for you!

  2. NJDebbie Says:

    Congrats on your refinance. I'm lucky to have a Costco 5 minutes from home, I just paid $2.79 for a gallon of lowfat milk (I actually bought 2 gallons).

  3. sagegirl Says:

    Our Walmart had milk on sale yesterday 2/$6. I can't believe I celebrate when I find milk "on sale" for $3 per gallon.
    BTW--I paid $3.49/gallon for gas yesterday, up .10 cents/gallon in 3 days!!! Yikes!

  4. Sami Says:

    Gas here is hovering in the $3.65+ range. However, CVS has milk for $2.79 a gallon in addition to Kroger which has it 2/$5.

    BTW, for the past month or two, Aldi has been selling milk for $2.79 a gallon.

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]